Nov2023 Dividend/Interest received from my investment and retirement account is about SGD $10868 and YTD investment income received is $113K. This is the 6th monthly investment income received hitting 5 figures for 2023. The higher than expected dividend received in November was due to KIT special dividend of >3K as this is one of my larger holding in SGX . Dividend and interest income were collected from more than 25 over counters and ETFs in November. Investment Portfolio YTD gain including dividend rebound strongly to 7.94%. This is the best monthly performance in 2023 as inflation has fallen sharply and boosted the overall stock markets.
Trade in Nov.
I have continue to buy more bond ETF to lock in the current interest rate as bond price rose sharply in November due to market anticipation that interest rate has peaked. I bought a term bond etf IBDW which mature 2031 with has a YTM closed to 6 %. Another bond etf is VDCP.L with an average investment grade of A-. I have also bought a new HKSE dividend ETF 3110.etf with has an average 9% yield due to HKSE crashing. . I also added another 20k of SSB when its interest rate hit 3.4%.I have invest heavily in bonds in November because I preferred to have more certainty in investment income received in coming year. If interest rate remain elevated in 2024, I am worry that most of the Reits I am holding will be cutting dividend as their refinancing cost soar.
2017 to 2023 Monthly Dividend/Interest earned from Investment Portfolio :
Dividends received in Nov2023 from Foreign Investment (Stocks): USD $2774
Interest received in Nov2023 from Foreign Investment (bonds): USD $392
Interest received in Nov2023 from banks interest/FD/others in US: USD $78
(Newly added) Dividend/Interest received in Nov2023 from retirement account: USD 1095
Realized gain/loss in USD: $ 75
Dividends/Interests received in Nov2023 from SGX: SGD 5025
Interest received in Nov2023 from banks interest/FD/others in Spore: SGD 202
SGX Realized gain/loss SGD: Nil
Total dividend and interest from my investment portfolio + bank/money market/retirement account + trading gain/loss generated in Nov2023 : SGD$10966
Nov2023 Dividend earned from investment account only: SGD $9445
Counters from my investment portfolio contributing to monthly Dividend/Interest in Nov2023 :
Nov2023 Liquid Net worth distribution:
YTD Net worth increase also hit 10% due to strong stock market rebound.
Nov2023 Investment/Retirement Portfolio including SSB: