Thursday, September 7, 2023

Aug2023 Finance update - Monthly Dividend/Interest received $10K

Aug2023 Dividend/Interest received from my investment and retirement account is about SGD $10,468. This is the third consecutive month when my monthly investment income tops 5 digits. Dividend and interest income were collected from more than 26 over counters and ETFs. This is as good as getting paid almost everyday. Investment Portfolio YTD gain including dividend dropped to 3.9% and liquid net worth YTD gain also dropped to around 6.85%. This drop is expected due to ex-dividend date.  

Trade in Aug.

I only increased stake in 2 LSE counters BATS and LGEN. Their dividends are very attractive at >8%. It was a good opportunity to add HKSE in Aug as HKSE index plunged again. However, I am fullly invested in HK/China market and will adopt wait and see as it has been too volatile for my liking. I also added another 10k of SBB as its interest went above 3%. While the stock markets presented a lot of opportunity to average down cost price, I still prefer to add on my SSB allocation whenever its interest rate went above 3%.   

2017 to 2023 Monthly Dividend/Interest earned from Investment Portfolio :



Dividends received in Aug2023 from Foreign Investment (Stocks): USD $4603
Interest received in Aug2023 from Foreign Investment (bonds): USD $725
Interest received in Aug2023 from banks interest/FD/others in US: USD $107
(Newly added) Dividend/Interest received in Aug2023 from retirement account: USD $951
Realized gain/loss in USD: $0
Dividends received in Aug2023 from SGX: SGD $1954
Interest received in Aug2023 from banks interest/FD/others in Spore: SGD $212
SGX Realized gain/loss SGD: Nil
Total dividend and interest from my investment portfolio + bank/money market/retirement account + trading gain/loss generated in Aug2023 : SGD$10468
Aug2023 Dividend earned from investment account only: SGD $8881

Counters from my investment portfolio contributing to monthly Dividend/Interest in Aug2023 :



 

Aug2023 Liquid Net worth distribution:





Aug2023 Investment/Retirement Portfolio including SSB(under I bond) :

Wednesday, August 2, 2023

Jul2023 Finance update - Monthly Dividend/Interest received $13K

Jul2023 Dividend/Interest received from my investment and retirement account is about SGD $12991k. It was a great month collecting dividend and interest income from more than 30 over counters and ETFs. This is almost like getting paid everyday. HKSE stocks usually pay their dividend from June to August which explains the higher investment income received compare to previous years. Investment Portfolio YTD gain including dividend is 5.84% and liquid net worth YTD gain is around 8.55%

Trade in July.

I added 2 new HKSE counters 144.hk (Merchant Port) and 83.hk (Sinoland) and increased my stakes in 142.hk, 86.hk & 517.hk. The HKSE trade buy in Jul is primarily financed by selling off 1/2 of my stakes in 823.hk (Link reit). I have lost confidence in Link reit after reduction in dividend and dilutive right issue. It was an easy decision to sell because there are better HKSE companies that consistent pay dividend for replacement. On SGX front, I added my stake in Ascendas India Trust and AIM with right issues.

2017 to 2023 Monthly Dividend/Interest earned from Investment Portfolio :

Dividends received in Jul2023 from Foreign Investment (Stocks): USD $7124
Interest received in Jul2023 from Foreign Investment (bonds): USD $770
Interest received in Jul2023 from banks interest/FD/others in US: USD $64.8
(Newly added) Dividend/Interest received in Jul2023 from retirement account: USD $998
Realized gain/loss in USD: $3295
Dividends received in Jul2023 from SGX: SGD $1135
Interest received in Jul2023 from banks interest/FD/others in Spore: SGD $211
SGX Realized gain/loss SGD: Nil
Total dividend and interest from my investment portfolio + bank/money market/retirement account + trading gain/loss generated in Jul2023 : SGD$17274
Jul2023 Dividend earned from investment account only: SGD $11398



Counters from my investment portfolio contributing to monthly Dividend/Interest in Jul2023 :

 

Jul2023 Liquid Net worth distribution:



Jul2023 Investment/Retirement Portfolio including SSB(under I bond) :