Mar2024 Finance update - Monthly Dividend/Interest received $10.5K Q1 Total $26k

Mar2024 Dividend/Interest received from my investment and retirement account is about SGD $10516. Q1 total dividend is 26,184 compare to 21k in 2023Q1.This is an increase of 24% despite headwind from lower REIT DPU.  Dividend and interest income were collected from more than 30 over counters and ETFs in March. YTD portfolio performance improved to 0.78% and 2.04% if dividend is included.

Trade in Mar

There is very little action as I only added Nikko S-Reit ETF. I did some balancing to replace some HK counters with China SOE but added the unrealized loss to the cost of the new counter. This is just easier for me to assess the overall HKSE portfolio performance.  I feel that HK related real estate counters especially those with high retail rental asset are facing structural change like US office reits and will not recover in near term. 

2017 to 2024 Monthly Dividend/Interest earned from Investment Portfolio :

Dividends received in Mar2024 from Foreign Investment (Stocks): USD $1228

Interest received in Mar2024 from Foreign Investment (bonds): USD $835

Interest received in Mar2024 from banks interest/FD/others in US: USD $56

(Newly added) Dividend/Interest received in Mar2024 from retirement account: USD 1342

Realized gain/loss in USD: Nil

Dividends/Interests received in Mar2024 from SGX: SGD 5808

Interest received in Mar2024 from banks interest/FD/others in Spore: SGD 207

SGX Realized gain/loss SGD: Nil

Total dividend and interest from my investment portfolio + bank/money market/retirement account + trading gain/loss generated in Mar2024 : SGD$10516

Mar2024 Dividend earned from investment account only: SGD $8491

Counters from my investment portfolio contributing to monthly Dividend/Interest in Mar2024 :

Mar2024 Liquid Net worth distribution:

Feb2024 Finance update - Monthly Dividend/Interest received $8K

Feb2024 Dividend/Interest received from my investment and retirement account is about SGD $8003. Dividend and interest income were collected from more than 30 over counters and ETFs in Feb. YTD portfolio performance improved to 0.3% and 1.07% if dividend is included.

Trade in Feb.

There is very little action as I only added 2 bond etf LQDE.L and LKOR after one of my bond is matured. For HKSE, I also added small stake of 6823.hk HKT using some left over HKD dividend in Jan.

2017 to 2024 Monthly Dividend/Interest earned from Investment Portfolio :

Dividends received in Feb2024 from Foreign Investment (Stocks): USD $2251

Interest received in Feb2024 from Foreign Investment (bonds): USD $765

Interest received in Feb2024 from banks interest/FD/others in US: USD $61

(Newly added) Dividend/Interest received in Feb2024 from retirement account: USD 1033

Realized gain/loss in USD: - $40

Dividends/Interests received in Feb2024 from SGX: SGD 2456

Interest received in Feb2024 from banks interest/FD/others in Spore: SGD 203

SGX Realized gain/loss SGD: Nil

Total dividend and interest from my investment portfolio + bank/money market/retirement account + trading gain/loss generated in Feb2024 : SGD$7951

Feb2024 Dividend earned from investment account only: SGD $6377

Counters from my investment portfolio contributing to monthly Dividend/Interest in Feb2024 :

Feb2024 Liquid Net worth distribution:

Feb2024 Investment/Retirement Portfolio including SSB:

Jan2024 Finance update - Monthly Dividend/Interest received $7.7K

Jan2024 Dividend/Interest received from my investment and retirement account is about SGD $7664. Dividend and interest income were collected from more than 31 over counters and ETFs in January. YTD portfolio performance drop to - 0.6% and -0.2% if dividend is included. The drop is due to FED comment that rate cut might be delayed.

Trade in Jan.

There is very little action as I only added 2000 Nikko Reit ETF shares on SGX with some dividend collected in December. 

2017 to 2024 Monthly Dividend/Interest earned from Investment Portfolio :

Dividends received in Jan2024 from Foreign Investment (Stocks): USD $3783

Interest received in Jan2024 from Foreign Investment (bonds): USD $640

Interest received in Jan2024 from banks interest/FD/others in US: USD $80

(Newly added) Dividend/Interest received in Jan2024 from retirement account: USD 819

Realized gain/loss in USD: $ Nil

Dividends/Interests received in Jan2024 from SGX: SGD 559

Interest received in Jan2024 from banks interest/FD/others in Spore: SGD 186

SGX Realized gain/loss SGD: Nil

Total dividend and interest from my investment portfolio + bank/money market/retirement account + trading gain/loss generated in Jan2024 : SGD$7664

Jan2024 Dividend earned from investment account only: SGD $6600

Counters from my investment portfolio contributing to monthly Dividend/Interest in Jan2024 :

Jan2024 Liquid Net worth distribution:

Jan2024 Investment/Retirement Portfolio including SSB:

Dec2023 Finance update - Monthly Dividend/Interest received $8.6K , YTD Total=$122K

 Dec2023 Dividend/Interest received from my investment and retirement account is about SGD $8587 and YTD investment income received is $122K. The annual investment income collected hit ATH as my dividend/Interest growth for 2023 hit 34%. The amount of income received in 2023 also means I have hit 6 figures annually and 5 figures monthly on average for the first time. The huge increase in investment income was a result of reducing cash holding from 30+% to 12 %. Most of these cash holding were from my US retirement account from my previous job and they have been reinvested into higher yielding investment grade Corporate bonds and Treasury bill ETFs throughout 2023. 

Investment Portfolio YTD gain including dividend rebound strongly to 14.3%, YTD gain excluding div is 6.87%. This is the best monthly performance in 2023 as FED announced rate cut in 2024 and this boosted the overall stock markets. As a result, my YTD liquid net worth increase also hit 14.68% . 

Trade in Dec.

I have continue to buy more bond ETF in my retirement account to lock in the current interest rate in Dec due to market anticipation that interest rate is going to be cut in 2024 at least 3 times. On HKSE ,I have bought a new dividend ETF 3070.etf which has an average 7% yield due to HKSE crashing. On SGX , I have increased Reit ETF CFA and Cromwell Euro reit. . I also bought another 10k of SSB before its interest rate dropped in 2024. I will be holding 146k of SSB in 2024.  

2017 to 2023 Monthly Dividend/Interest earned from Investment Portfolio :

Dividends received in Dec2023 from Foreign Investment (Stocks): USD $2376

Interest received in Dec2023 from Foreign Investment (bonds): USD $997

Interest received in Dec2023 from banks interest/FD/others in US: USD $65

(Newly added) Dividend/Interest received in Dec2023 from retirement account: USD 1345

Realized gain/loss in USD: $ nil

Dividends/Interests received in Dec2023 from SGX: SGD 2176

Interest received in Dec2023 from banks interest/FD/others in Spore: SGD 192

SGX Realized gain/loss SGD: Nil

Total dividend and interest from my investment portfolio + bank/money market/retirement account + trading gain/loss generated in Dec2023 : SGD$8587

Dec2023 Dividend earned from investment account only: SGD $6562

Counters from my investment portfolio contributing to monthly Dividend/Interest in Dec2023:

Dividend and interest income were collected from more than 29 over counters and ETFs in Dec.

Dec2023 Liquid Asset distribution: