Sep2023 Dividend/Interest received from my investment and retirement account is about SGD $17192. Q32023 investment income received is $40.6k and YTD investment income received is $92K. This is the highest monthly investment income received since I started tracking. Dividend and interest income were collected from more than 42 over counters and ETFs in September. This is as good as getting paid almost everyday. Investment Portfolio YTD gain including dividend dropped to 2.12%. Portfolio is sitting at an unrealized loss of 144k (simple current price - cost) without accounting for dividend received and realized profit taken since inception. This is pretty bad as the market is under intense selling pressure in Sep due to FED comment that interest rate will be staying high. It is better to stay prudent as market could be hitting new low in the coming month.
Trade in Sep.
I have continue to increase small stake in 2 LSE counters BATS and LGEN again. Their dividends are very attractive at >8%. I also added another 20k of SBB as its interest went above 3%. While the stock markets presented a lot of opportunity to average down cost price, I still prefer to add on my SSB allocation whenever its interest rate went above 3%. On HKSE, I sold off my China Mobile before dividend ex-date thinking I can buy back cheaper and save on the 10% WHT. However, China Mobile continue to stay high after ex-date. I used the sale proceed from China Mobile and bought 3 HKSE property counters SHK 16.hk, Henderson 12.hk and Sino 83.hk which crashed badly by 5-10% in Sep. This is a direct swap so it doesn't affect my allocation in HKSE portfolio. On hindsight, it was a bad mistake to sell off my China Mobile which I have high regard. I will wait for another opportunity to see if I can buy back China Mobile at below $63. Overall , I have not buy anything significant in Aug and Sep except putting 30k in SSB. Current strategy is to be patient and stay high on cash (include SSB and MM) and short term investment grade bonds which are 17% and 19% respectively of my liquid net worth allocation.
2017 to 2023 Monthly Dividend/Interest earned from Investment Portfolio :
Dividends received in Sep2023 from Foreign Investment (Stocks): USD $6869
Interest received in Sep2023 from Foreign Investment (bonds): USD $753
Interest received in Sep2023 from banks interest/FD/others in US: USD $68
(Newly added) Dividend/Interest received in Sep2023 from retirement account: USD $979
Realized gain/loss in USD: $0
Dividends received in Sep2023 from SGX: SGD $5698
Interest received in Sep2023 from banks interest/FD/others in Spore: SGD $224
SGX Realized gain/loss SGD: Nil
Total dividend and interest from my investment portfolio + bank/money market/retirement account + trading gain/loss generated in Sep2023 : SGD$17192
Sep2023 Dividend earned from investment account only: SGD $15607
Counters from my investment portfolio contributing to monthly Dividend/Interest in Sep2023 :
Sep2023 Liquid Net worth distribution:
Sep2023 Investment/Retirement Portfolio including SSB:
