Sep2022 Finance update - Monthly Dividend/Interest received hit a record $13.3k but ...

Sep 2022 Dividend/Interest received hit a record amount of $13.3k. Total Q3 and YTD Dividend/Interest received are $31.7k  and $69.3k respectively. The dividend received is the only good news I have for my portfolio as my investment suffered the worst collapse since Mar2020. The stock market continued its brutal sell down throughout Sep and accelerated in the last 2 weeks. My portfolio has been hit hard and my entire gain from 2021 has been eliminated. All my portfolio across US, LSE, HKSE, SGX and bond markets have fallen simultaneously.. The worst hit was from my counters in LSE and HKSE as the collapse of British pound and China economy add to the interest hike woes.   
 

YTD loss is almost -12% with 137K paper loss compare to no loss last month. With total dividend received this year, the loss is about -7%. While the portfolio number looks horrendous, I am still sticking with my dividend strategy. As a dividend investor, I will only be very concerned if my dividend is going to be cut or eliminated but not stock price fluctuation. Most of the counters I have picked have been maintaining or growing dividend in the past 5-10 years, I believe they will continue to pay their dividend while investors like us just need to use the dividend money received to tide through any financial crisis. My only main concern is how much my reit portfolio can maintain its DPU next year when interest hike hit its bottom line. I am expecting some decrease in my dividend next year. With diversification across 80 counters covering stocks and bonds, I believe my portfolio should weather the storm to contribute enough passive income to cover my expense.  Throughout 2022, I have been maintaining a cash position of about 30% of my entire liquid net worth. I shall be utilizing my war crest if the market continue to fall another 10%. 


2017 to 2022 Monthly Dividend/Interest earned from Investment Portfolio :

 

Counters from my investment portfolio contributing to monthly Dividend/Interest  in Sep2022 :

Dividends received in Sep2022from Foreign Investment (Stocks): USD $4520

Interest received in Sep2022from Foreign Investment (bonds): USD $689

Interest received in Sep2022from banks interest/FD/others in US: USD $467

Realized gain/loss : USD -2288

Dividends received in Sep2022from SGX: SGD $5971

Interest received in Sep2022from banks interest/FD/others in Spore: SGD $251

SGX Realized gain/loss: Nil

Total dividend and interest from my investment portfolio + bank/money market/retirement account + trading gain/loss generated in Sep2022: SGD$10797

Sep2022 Dividend earned from investment account only: SGD $13004

Sep2022 Liquid Net worth distribution:

Aug2022 Finance update - Monthly Dividend/Interest received $9.4k

Aug 2022 Dividend/Interest come in at around $9.4k. The stock market continued its brutal sell down throughout August. My portfolio has been hit hard as well and my entire YTD gain in 2022 has almost been eliminated.  The only saving grace is that my dividend received is supporting my YTD gain. YTD gain including dividend is around 0.5%. As a dividend investor, I am not concern about temporary capital loss as the cash flow from dividend income is the main objective. At this point of time, I am satisfied that most of my portfolio are maintaining or even increasing dividend payout with no revenue or profit warning in H12022 financial report.

I continue to use the my HKD dividend to add on to some of my existing HKSE counters in my portfolio. I have also add a new Reit counter AIM in SGX portfolio. Lastly , I add on to my bond for the first time in 2 years with a purchase of ENBA which has about 6.5% based on yield cost.  

2017 to 2022 Monthly Dividend/Interest earned from Investment Portfolio :

Counters from my investment portfolio contributing to monthly Dividend/Interest in Aug2022:

Dividends received in Aug2022 from Foreign Investment (Stocks): USD $3851

Interest received in Aug2022 from Foreign Investment (bonds): USD $743

Interest received in Aug2022 from banks interest/FD/others in US: USD $440

Realized gain/loss : Nil

Dividends received in Aug2022 from SGX: SGD $2967

Interest received in Aug2022 from banks interest/FD/others in Spore: SGD $209

SGX Realized gain/loss: Nil

Total dividend and interest from my investment portfolio + bank/money market/retirement account + trading gain/loss generated in Jun2022: SGD$9972

Aug2022 Dividend earned from investment account only: SGD $9171 

Aug2022 Liquid Net worth distribution:

Jul2022 Finance update - Monthly Dividend/Interest received $9k

Jul 2022 Dividend/Interest come in at around $9k. The stock market recovered in the month of July and YTD gain also revert to positive territory. Net worth YTD gain is at 2.7%

With the market rebound, I slowed my stock purchase to just USD8.3K with stake increase for Daiwa Log Reit, FCT and RCL. I also bought 9k SGD of SSB. Moving forward, I will be increasing my SSB as long as its 10 years yield hit above 2.5%

2017 to 2022 Monthly Dividend/Interest earned from Investment Portfolio :

Counters from my investment portfolio contributing to monthly Dividend/Interest in Jul2022:

Dividends received in Jul2022 from Foreign Investment (Stocks): USD $5630

Interest received in Jul2022 from Foreign Investment (bonds): USD $638

Interest received in Jul2022 from banks interest/FD/others in US: USD $420

Realized gain/loss : Nil

Dividends received in Jul2022 from SGX: SGD $272.25

Interest received in Jul2022 from banks interest/FD/others in Spore: SGD $196

SGX Realized gain/loss: Nil

Total dividend and interest from my investment portfolio + bank/money market/retirement account + trading gain/loss generated in Jun2022: SGD$9501

Jul2022 Dividend earned from investment account only: SGD $8738 

Jul2022 Liquid Net worth distribution:

Jun2022 Finance update - Monthly Dividend/Interest received $10k

June 2022 Dividend/Interest received hit the highest amount of $10k. Total Q2 and H12022 Dividend/Interest received are $23k  and $39.8k respectively. Major contribution of record monthly dividend received come from HKSE dividend stocks. I have steadily increased my HKSE dividend stocks portfolio to almost 250k USD throughout the last 8 months. It was 2 years ago when I first started this 100K HKSE portfolio .

The stock market continued its brutal sell down in the middle of June. My portfolio has been hit hard as well and my entire gain from 2021 has almost been eliminated.  The only saving grace is that my dividend received in first half of 2022 is supporting my YTD gain. 

In June, I continue my buying spree and have a total purchase of USD32K of new stocks and sold around USD2.4k. Net injection of capital is around USD29.5k this month. YTD capital injection to my portfolio is around SGD89k. 

I bought 1 new HKSE counters (386.hk Sinopec) . I continue to reinvest all my dividend to increase my stakes in RIO, ZWC.TO, JEPI, EPD and MO. For SGX local market, I added 1 new counters Daiwa Log Reit  and increase my stake in FCT.

The new investment will boost my annual projected dividend income to around 88K in the next 12 months.

2017 to 2022 Monthly Dividend/Interest earned from Investment Portfolio :

Counters from my investment portfolio contributing to monthly Dividend/Interest  in Jun2022 :

Dividends received in Jun2022from Foreign Investment (Stocks): USD $5368

Interest received in Jun2022from Foreign Investment (bonds): USD $997

Interest received in Jun2022from banks interest/FD/others in US: USD $383

Realized gain/loss : USD 212

Dividends received in Jun2022from SGX: SGD $1175

Interest received in Jun2022from banks interest/FD/others in Spore: SGD $196

SGX Realized gain/loss: Nil

Total dividend and interest from my investment portfolio + bank/money market/retirement account + trading gain/loss generated in Jun2022: SGD$10769

Jun2022 Dividend earned from investment account only: SGD $9768 

Jun2022 Liquid Net worth distribution: