Wednesday, October 7, 2020

Sep 2020- Monthly Passive Income update -Dividend/Interest received $6.8K

Another wild swing in the stock market on the month of September. However, it did recover toward the end of the month. I tally my dividend/interest received and I was surprised that it hit 6.8K. It does feel like a bonus month as some of my financial stocks listed in UK/EU restored their dividend and give my portfolio dividend a nice bump. My YTD dividend received from my investment account hit 44K which basically covered all my earlier realized loss that occur in March when I sell off some of my riskier investment.

Monthly Dividend/Interest earned Y-to-Y changes from 2017 to 2020:

 

I have another 4 bonds being called. 2 of them are from Prudential Finance and there were my favorite investment grade bond which offer good yield and a lot of stability to my portfolio throughout the turbulent year of 2020.  I will be receiving a total of 26k USD cash from these called bond. Due to the record high bond market, bond yield rate like our bank deposit interest has been dismally low and I could not find any bond to reinvest. I have used the extra cash from the bond call to purchase 3 dividend stocks listed on LSE (BATS, GSK and LGEN). I also initialed a position on Hong Kong Land as the dividend yield is almost 6%.  Currently, I find the valuation of Hong Kong land very attractive compare to all the Reits listed on SGX which have been cutting dividend. I am keeping my finger cross that all the dividends from my recent purchase to replace my bond will be safe.  

Dividends received in Sep2020 from Foreign Investment (Stocks): USD $1103.22
Interest received in Sep2020 from Foreign Investment (bonds): USD $1334.08
Interest received in Sep2020 from banks interest/FD/others in US: USD $404
Realized gain/loss : USD: 0
Dividends received in Sep2020 from SGX:SGD$3347
Interest received in Sep2020 from banks interest/FD/others in Spore: SGD $208
SGX Realized gain/loss SGD: 0
Total dividend and interest from my investment portfolio + bank/money market account + trading gain/loss generated in Aug2020 SGD$7392
YTD Passive income earned from investment only: SGD $44517
YTD Realized Gain/Loss : -$41868
Detailed Dividend/Interest received from investment portfolio in Sep2020 :


Liquid Networth distribution:

Thursday, September 3, 2020

Aug 2020- Monthly Passive Income update -Dividend/Interest received $4.2K(YOY drop of 35%!!)

 It's time for another monthly tally of dividend/interest received from my portfolio. In the month of Aug, my monthly passive income collected is around $4.2k. Compare to 2019 Aug, the dividend/interest collected from my stock/bond portfolio is down by around $2.2K which is a year to year 35% plunge!! This is due to dividend suspension/cut that affected almost every dividend investors.
Monthly Dividend/Interest earned Y-to-Y changes from 2017 to 2020:

We continued to see great recovery in the US market that actually hit a record high despite having the worst pandemic crisis. The recovery is not broad based as it has only benefit the tech sectors in the US. Meanwhile , most of the sectors like real estate,consumers, retail and travel etc are still performing poorly across the global markets. My reit and O&G counters continue to underperform. However, my US bonds portfolio has hit a record high as well. This has help me to reduce my paper loss to -6.95% compare to last month -8.5%.  

I have another bond being called. Due to the record high bond market, bond yield rate like our bank deposit interest has been dismally low and I could not find any bond to reinvest. I have used the extra cash from the bond call to purchase 2 dividend stocks listed on LSE instead..Keeping my finger cross that both dividends will be safe.

My liquid networth continued to increase by another 1.7% in Aug contributed by improving financial market and salary contribution. My overall dividend yield has dropped to 5.84% after accounting all the dividend cut and suspension.

Dividends received in Aug2020 from Foreign Investment (Stocks): USD $836
Interest received in Aug2020 from Foreign Investment (bonds): USD $1020
Interest received in Aug2020 from banks interest/FD/others in US: USD $391
Realized gain/loss : USD: 583
Dividends received in Aug2020 from SGX:SGD$1512
Interest received in Aug2020 from banks interest/FD/others in Spore: SGD $208
SGX Realized gain/loss SGD: 0
Total dividend and interest from my investment portfolio + bank/money market account + trading gain/loss generated in Aug2020 SGD$5541
YTD Passive income earned from investment only: SGD $39659
YTD Realized Gain/Loss : -$41868
Detailed Dividend/Interest received from investment portfolio in Aug2020 :

Liquid Networth distribution: